Loan Illustration

Tengo un negocio de venta de abarrotes y productos de belleza. Toda mi vida me he dedicado a trabajar en mi tienda, antes me ayudaba mi esposo, pero ahora el se...

Trade Selling produce

Peru Peru

Loan amount 540€

Funded 100%

by 7 members

Project closed to funding, awaiting disbursement to MFI

Disbursment date to the MFI: 03/01/2012
Final repayment of the loan: 09/01/2013

MicroWorld's investors have funded: 540 €

PAULINA - Increase stock

Borrower

First name: PAULINA
Gender: Female
Age: 57
Marital status: Widowed
Number of children: 1
Region: Acari
Main activity: Sales / Retail / Selling produce

Loan Request

Purpose: Increase stock
Amount: 540€
Duration: 18 months
Repayment to MFI: Monthly
Lender repayment date: 09/01/2013

Borrower Quote

Tengo un negocio de venta de abarrotes y productos de belleza. Toda mi vida me he dedicado a trabajar en mi tienda, antes me ayudaba mi esposo, pero ahora el se dedica al servicio de taxi. Deseo solicitar un crédito para poder comprar mas mercadería. El principal problema que tengo es que las ventas han bajado, en mi localidad ha aumentado el numero de negocios similares y hay mucha competencia. A futuro deseo tener una tienda mucho mas grande y que cuente con todo tipo de productos.

Economic and social context

The MFI

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  • Flag Senegal

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    Amount to finance320 €

    Funded43 %

  • Flag Tajikistan

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  • Flag Senegal

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01.12.2012

|

Thibault Lescuyer

|

Microfinance and the environment – an alliance to be fulfilled

The use of a microloan to buy a solar panel or a micro-pump for drinking water is an attractive proposition and, faced with environmental challenges in developing countries, Microfinance Institutions clearly have a role to play. However, they are often helpless or at least hesitant to take up this new prospect.

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This article is part of the special report:

Loan Illustration

I am a taxi driver. I have been engaged in this type of service since my wedding. The cost of gasoline in our country is increasing day after day but the cost f...

Transportation Driving taxi

Tajikistan Tajikistan

Loan amount 480€

Funded 100%

by 8 members

Funding disbursed to MFI, repayments ongoing

Disbursment date to the MFI: 01/01/2012
Final repayment of the loan: 01/01/2013

MicroWorld's investors have funded: 480 €

Haybarov TOLIBJON - Improve vehicle

Borrower

Last name: TOLIBJON
First name: Haybarov
Gender: Male
Age: 34
Marital status: Married
Number of children: 3
Region: Dushanbe
Main activity: Transportation / Passengers Transportation / Driving taxi

Loan Request

Purpose: Improve vehicle
Amount: 480€
Duration: 12 months
Repayment to MFI: Monthly
Lender repayment date: 01/01/2013

Project progress

Progress (month)
Reimbursement state
1
2
3
4
5
6
7
8
9
10
11
12
Successful partial reimbursement
Failed partial reimbursement
No data
Not yet reimbursed
The lenders on this project will be repaid in one payment at the end of the loan term. The loan is guaranteed by the MFI in case of default by the borrower.

Borrower Quote

I am a taxi driver. I have been engaged in this type of service since my wedding. The cost of gasoline in our country is increasing day after day but the cost for gas is cheaper than gasoline. This is why I want to purchase a gas cylinder to set it in my car and this way, reduce my expenses. For this purpose I applied for loan to HUMO in hope to buy a gas cylinder and I will be able to get more profit and spend it for my family to improve our economic condition.

(In some former USSR countries like Tajikistan, most cars have adaptable motors to run either with gasoline or gas, after a light adaptation. Natural gas is cheaper and is a clean alternative to fossil fuels)

Economic and social context

The MFI

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  • Flag Tajikistan

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    Loan Illustration

    Amount to finance500 €

    Funded48 %

  • Flag Cambodia

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    Loan Illustration

    Amount to finance300 €

    Funded13 %

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    Transportation Flag 

    Loan Illustration

    Amount to finance500 €

    Funded0 %

  • Flag Cambodia

    Sales Flag 

    Loan Illustration

    Amount to finance400 €

    Funded35 %

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11.04.2011

|

La Rédaction

|

A pioneering “green” microfinance project in Latin America

source : Inter-American Development Bank