Me dedico a la crianza de ganado porcino desde hace 5 años, quiero solicitar un crédito para comprar mas cerdos de crianza. Tambien obtengo ingresos por la ve...
Raising pigs
Peru
Loan amount 580€
Funded 100%
by 13 members
Disbursment date to the MFI: 03/01/2012
Final repayment of the loan: 03/01/2013
| MicroWorld's investors have funded: | 580 € |
JANET - Purchase livestock
Borrower
Loan Request
Borrower Quote
Me dedico a la crianza de ganado porcino desde hace 5 años, quiero solicitar un crédito para comprar mas cerdos de crianza. Tambien obtengo ingresos por la venta de comida en un comedor local. El problema es que los precios de venta de cerdos son muy bajos y no se gana mucho por lo que necesito tener mas cerdos para ganar mas. A futuro deseo tener mi granja de ganado porcino.
Economic and social context
Peru
| Population | 29 164 883 |
| GNI per capita | 4 150 USD |
| Economic Growth | 9,80% |
| Poverty rate (less than 2 USD/ day) | 17,8% (in 2007) |
| Unemployment rate | 7% |
| Literacy rate (above 15 years of age) | 90% |
| Life expectancy | 73 years |
Rates and transparency
- This loan is at 0% and does not pay any interest to the lender.
- 100% of the money collected is sent to the MFI, even if the project is not fully funded on the site.
- The MFI then makes a loan to the micro-entrepreneur and charges an interest rate in order to cover its operational and financial costs.
- MicroWorld earns a commission from the MFI for the service it provides, which helps to fund its running costs.
- More effective than a simple donation, micro-credit promotes long-term sustainable economic development rather than short term help.
The MFI
Fondesurco
Fondesurco’s mission is to provide the rural small business sector in Peru with access to credit and development services in order to contribute to their social and economic welfare. The institution's core values are customer focus, innovation, transparency, social responsibility and commitment.
| Legal status | NGO |
| Number of borrowers | 10,221 |
| Gross Loan Portfolio | $ 17,190,263 |
| Average loan balance | $ 1,682 |
| Interest rate for borrowers | 3% per month (max.) |
| Number of staff | 147 |
| PAR (Portfolio at Risk) | 3.04% |
| Average loan /GNI per capita | 34% |
| % of female borrowers | 59% |
| Saving accounts opened | No (legal status) |
| Collaterals required | Not mandatory |
| Loans for social purposes | Education |
| GIPSIE rating by PlaNis | 3.7/5 |
Investors on the project
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