Local Partners

Micro Pay and its partners are proud to work with a number of local microfinance institutions who are responsible for disbursing and monitoring loans, supporting micro-entrepreneurs in the development of their businesses, and collecting repayments. For more information on how these institutions are selected and integrated, please see the How We Operate section.



Microcred Madagascar launched its first activities in microfinance in suburban areas of Madagascar’s capital city, Antananarivo, in 2006. This institution rapidly grew up and has developed a network of 14 agencies, present in the main parts of the vast island’s territory. Its aim is to provide financial services to a large range of economic players: from micro-entrepreneurs handling informal activities (sale of basic necessities, craftspeople…) to established SMEs.



MicroCred Senegal’s mission is to support Micro, Very Small, and Small-to-Medium Enterprises in their development through providing financial services that are appropriate to their needs. By taking a personalized approach, MicroCred Senegal assists merchants, artisans, and service providers in expanding their businesses by financing their income, which generates their activities.



Fondesurco’s mission is to provide the rural small business sector in Peru with access to credit and development services in order to contribute to their social and economic welfare. The institution's core values are customer focus, innovation, transparency, social responsibility and commitment.

Al Majmoua


Al Majmoua, which means "The Group" in Arabic, was established in 1998 as a microfinance program for women with low incomes. This was initiated by the US organisation, Save The Children. Today a major player in the microfinance sector in Lebanon, Al Majmoua, an NGO, serves more than 25,000 borrowers in rural and urban areas throughout the Lebanese territory. Al Majmoua applies and follows a nondiscriminatory policy, both with regards to its employees and customers.



HUMO is a microfinance institution in Tajikistan. Established in the east part of the country where the majority of the population is concentrated, the institution has a dozen branches spread over the rural areas of the country. The institution serves a little over 13 000 clients by means of loans which are mainly distributed to groups of borrowers wishing to develop agricultural activities (livestock farming and sales, cultivation of various products) or small businesses (mainly market vendors or cottage industries).



SAMIC is a licensed MFI that serves over 15,000 clients in urban and rural areas through both group and individual loan products, as well as being one of the few MFIs to offer microinsurance. Starting as the credit programme of health NGO, SAMIC became a separate organization in 2005. With a committed staff of 171, strong shareholders, and an experienced management team, SAMIC is aiming to expand its reach to new clients and further its vision of improving the living conditions of the poor in Cambodia.



The Arab Center for Agricultural Development (ACAD) is a regulated finance company based in Palestine providing financial services concentrating on rural and/ or high poverty rate Palestinian areas. ACAD has currently 8 regional offices in West Bank and Gaza; the headquarter is located in Ramallah city. It currently serves 3282 clients



Located in the capital of Jordan, Amman, MFW offers loans in the goal of helping entrepreneurs, in particular women, to become income earners and decision makers in their social and economical life. MFW, as a private non profitable microfinance institution, provide services in urban and semi-rural areas through a network of 36 branches.