Loan Illustration

As a married woman, I work hard to support my family through the food selling business I have been involved in for 15 year, my husband being a farmer helps me a…

Food Food

Lebanon Lebanon

Loan amount €2,420

Funded 99%

by 51 members

Loan fully repaid by the entrepreneur

Disbursement date: 06/01/2014
Final repayment of the loan: 06/01/2015

MicroWorld's investors have funded: €2,420

Noha - Purchase food stocks


First name: Noha
Age: 58
Marital status: Married
Number of children: 1
Region: Aley

Loan Request

Purpose: Purchase food stocks
Amount: €2,420
Duration: 12 months
Loan type: in fine
The loan is reimbursed in one installment at the maturity date of the project (principal and possible interests).
Note: additional time may be necessary for the funds to be credited on the lenders' accounts due to delays in international transfers.

Borrower's quote

As a married woman, I work hard to support my family through the food selling business I have been involved in for 15 year, my husband being a farmer helps me a lot in providing some of the fruits and vegetables I need. I have been sustaining my business activities through my past 5 loans, I am here borrowing to buy food jars and additional raw material for my food production business, and I hope that my hard work will help me to attain my dream of saving money to expand my business and to renovate my house.

Noha is a member of ‘Fofa' group of 3 women entrepreneurs joined together to apply for a loan. Each group member receives a part of the loan for her business and all are interdependent and responsible for the repayment of the loan in its entirety. Noha is in the middle on the photo; she is accompanied by Hind and Latifa. The amount financed on MicroWorld corresponds to the total loan requested by the group.

Economic and social context



The Lebanese terrority, which is half as small as French Britanny, is composed of an unmatched variety of landscapes, including sunny Mediteranean shores, snowy mountains with the country's famous cedar trees, deserts, and flatlands.
Country's key figures - source Worldbank
Population 4 223 553
GNI per capita 7 970 USD
Economic Growth 8,00%
Poverty rate (less than 2 USD/ day) No data
Unemployment rate 8,1%
Literacy rate (above 15 years of age) 90%
Life expectancy 72 years

MFI Status

This loan is managed locally by our field partner Al Majmoua which is in charge of administrating the loan and repaying MicroWorld lenders.

You should be aware that lending involves a risk of non-repayment. Although this MFI has a strong social mission, investments should be limited in size as the risk associated with this MFI is considered higher than average.

Rates and transparency

  • This loan does not pay any interest to the lender.
  • Following your loan commitment, you have 7 calendar days to assert your right of withdrawal, by mail at
  • The MFI will reimburse the lender in case of default of the entrepreneur but there is no guarantee or insurance given by the MFI.
  • 100% of the money collected is sent to the MFI, even if the project is not fully funded on the site.
  • The MFI then makes a loan to the micro-entrepreneur and charges an interest rate in order to cover its operational and financial costs.
  • The beneficiaries have been well informed about the risks of over-indebtedness and the consequences of payment default.
  • The platform earns a commission from the MFI for the service it provides, which helps to fund its running costs.
  • More effective than a simple donation, micro-credit promotes long-term sustainable economic development rather than short term help.


Al Majmoua

Al Majmoua

No projects from Al Majmoua MFI is published on our website since march 2021, and all reimburments from the MFI are paused for at least 12 months from that date. Our partner is in difficulty due to the complicated situation of Lebanon. Al Majmoua, the Lebanese Association for Development is an independent, non-profit Lebanese NGO.

Key figures - 31/12/2014
Legal StatusNGO
Number of Borrowers48,708
Portfolio Size$41,395,838
PAR (Portfolio at Risk)0.72%
R.O.A (Return on Assets)10.59%
Active clientsFigures
Percent of women55%
Percent of youth32%
Percent of non-Lebanese16%
People located in rural area43%
Social indicators
Average amount / GDP per capita (Accessibility for the poorest)85%
Percentage of women borrowers (women's economic empowerment)43%
Savings accounts opened by customersNo (due to legal status)
Guarantees required to access a loanThird party deposit
Loans for social purposesHousing, post-conflicts reconstruction