Loan Illustration

I own a plot of land on which I grow vegetables and other crops. Agriculture is my only source of income. I have many dreams, and hope to do well with everythin…

Agriculture Agriculture

Tajikistan Tajikistan

Loan amount €540

Funded 100%

by 10 members

Funding disbursed to MFI, repayments ongoing

Disbursement date: 12/01/2019
Final repayment of the loan: 12/01/2021

MicroWorld's investors have funded: €540

Dilshod - Purchase fertilizer


First name: Dilshod
Gender: Male
Age: 31
Marital status: Married
Number of children: 3
Region: Istaravshan

Loan Request

Purpose: Purchase fertilizer
Amount: €540
Duration: 24 months
Loan type: in fine
The loan is reimbursed in one installment at the maturity date of the project (principal and possible interests).
Note: additional time may be necessary for the funds to be credited on the lenders' accounts due to delays in international transfers.

Borrower's quote

I own a plot of land on which I grow vegetables and other crops. Agriculture is my only source of income. I have many dreams, and hope to do well with everything. At the moment, I am busy working towards the summer harvest. Since the summer and the fall last a long time in Tajikistan, I have a chance to get a good harvest. However, I don't have the necessary resources to buy mineral fertilizers to prepare my land. For this reason, I have requested a loan. Please help me reach my goals.

Economic and social context



Considered to be the poorest region of the former Soviet Union, the development of Tajikistan relies heavily on loans via microfinance, particularly in the rural areas of the nation.
Country's key figures - source Worldbank
Population 6 952 223
GNI per capita 700 USD
Economic Growth 3.4%
Poverty rate 47%
Unemployment rate No data
Literacy rate (above 15 years of age) 100%
Life expectancy 67 years

MFI Status

This loan is managed locally by our field partner which is in charge of administrating the loan and repaying MicroWorld lenders.

  • Time on MicroWorld: 613 months

Rates and transparency

  • This loan does not pay any interest to the lender.
  • Following your loan commitment, you have 7 calendar days to assert your right of withdrawal, by mail at
  • The MFI will reimburse the lender in case of default of the entrepreneur but there is no guarantee or insurance given by the MFI.
  • 100% of the money collected is sent to the MFI, even if the project is not fully funded on the site.
  • The MFI then makes a loan to the micro-entrepreneur and charges an interest rate in order to cover its operational and financial costs.
  • The beneficiaries have been well informed about the risks of over-indebtedness and the consequences of payment default.
  • The platform earns a commission from the MFI for the service it provides, which helps to fund its running costs.
  • More effective than a simple donation, micro-credit promotes long-term sustainable economic development rather than short term help.